Introduction

This Privacy Policy provides information on how CHECKREWARDS FZ-LLC, Headquarter address: Dubai Media City, BLD05 - VD - G00 - 845, Dubai, United Arab Emirates (hereinafter “Checkrewards” or “we/us/our”) concerns your personal and non-personal data if you visit our website, https://checkrewards.com or use or mobile application.

1. Data Protection Officer
Should you have any questions about our data protection measures, the processing of your data, or the protection of your rights as a data subject, you can contact our Data Protection Officer and us: if you have any questions or concerns regarding your personal data, please contact us at [email protected]

2. Definitions
2.1 Personal data
“Personal data” means any information relating to an identified or identifiable natural person. An identifiable natural person can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that natural person.

2.2 Technical data
“Technical data” means any information that cannot be related to your identity, e.g., information on browser types, operating systems, domain names, access dates and times, referring website addresses, online transactions, and browsing and search activity.

2.3 Processing
“Processing” means any operation or set of operations performed on data such as the collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure, or destruction of said data.

3. Collecting and processing personal data
The scope of how we collect and process your personal and non-personal data or other information depends on the way you interact with us or our technologies and services:
· as a visitor of Checkrewards websites.
· as a user of Checkrewards mobile application.
· as a contact person of our partner.
With this Privacy Policy, we want to inform you of which information we receive and use at every stage.
We use personal data only to administer and provide our technologies and services. We store personal and any other kind of data strictly in compliance with applicable data protection and privacy legislation and our contractual duties and will prevent unauthorized access to data to the best of our abilities.

3.1. for visitor of Checkrewards websites

If you visit the Checkrewards website, we log the following data to facilitate the use of our website and to ensure its security and the stability of our web servers:
· The IP address of the requesting device
· The date and time of your visit
· The data specifications of your browser and operating system
· The website you were referred from to our website (a so-called Referrer URL).
This information is stored in a log file until it is automatically deleted.

Cookies
We use cookies to improve and optimize the usability of our website. Cookies do not cause damage to your device or contain viruses, trojans, or other malicious software. The cookie stores data linked to the respective device used. This does not mean, however, that we store personal data about you or are aware of your identity.
Our website can be visited and surfed without cookies. Most browsers automatically accept cookies. You can alter the security settings of your web browser in order to stop your device from receiving and storing cookies, to allow cookies to be received and stored from only selected websites, or to be notified before receiving cookies. Please note, however, that these settings may have negative effects on website usability and user guidance features and other online services. You can delete cookies stored in your browser at any time. Data stored in such cookies will be removed from your device.

Social plugins and analytics tools
Social plugins
We participates in and markets via social media networks and has implemented certain social media plugins and links to social networks on our websites.
These social networks are operated exclusively by third parties. If you follow the links, data may be transferred to these providers. All social media plugins are used so that you can interact with us using social network features.
When you enter a page on our website that contains a social network plugin, your browser or app will establish a direct connection to the social network’s servers.
This processing of (personal) data is necessary for our legitimate interests (i.e., marketing by increasing the range of our website/services).
Analytics tools
We use Google Analytics, Microsoft Clarity, tools on our website for the purposes of the adequate design and continuous optimization of our website, as well as reporting on website usage.

You can also manage many companies’ cookies used for online advertising via the consumer choice tools created under self-regulation programs in many countries, such as the US-based Your Ad Choices page or the EU-based Your Online Choices.

Personal data in the “request” or “contact details” form.

Personal data in the “request” form
For the purposes of receiving feedback for your request
We may collect data about you that may include:
-Name
-Email address
-Phone number
– any additional data that you might put in a request form.
You provide this data to us by using the “request” form or by the email you send.

Process

In Short: We process your information to provide, improve, and administer our Site, communicate with you, for security and fraud prevention, and comply with the law. We may also process your information for other purposes with your consent.

3.2. for user of Checkrewards mobile application.

To obtain access cashback services, you must install and register in our mobile app. After that, in addition to the data described in the policy for visitors, we collect and process:
personal data you provide in the registration form:
• full name, e-mail address, user_id, country, language, mobile phone number
personal data we process when you install our app:
• imei, mac-address, serial number, IDFA/GAID, other technical information.
information about your offline purchases:
• all information from physical bills uploaded via mobile app. this information may including but not limited to: amount, date and place of purchase (store name), country of registration of the user, tax number of the purchase, all data about the goods in this check, quantity, cost.
We may share this data with our partner in order to confirm the purchase and calculate the cashback that is due to you.
information about your online purchases:
• website of purchases, amount, quantity, cost, user ip-address, user agent, user-referer, country code, user id.
We may share this data with our partner in order to confirm the purchase and calculate the cashback that is due to you.

information that you sent via mobile app to ordering bank cards from partners:

• first name, second name, email, phone, any additional information thats needed to provide for banks offers via our mobile app.
We may share this data with our bank partner in order to provide you offer from our bank partner.

financial information for receiving payments:

•bank data or e-wallet data (card number, name or account ID required for payment)
We may transfer this data to payment services for charging you a reward
The processing of personal data is necessary for the performance of a contract. We do not collect or use any personal data other than the data that you voluntarily provide.


Process

In Short: We process your information to provide, improve, and administer our service and mobile app, provide useful features to simplify your experience when you use or service, deliver relevant content and advertising based on your preferences in our mobile application, providing you with rewards, communicate with you, for security and fraud prevention, and comply with the law.

3.3. for a contact person of our partner.

To obtain access to our technologies and services and for the purpose of fulfilling our contract with our partner and ensuring communication, we may collect data that may include:
-Name
-Email address
–any additional data that might put via email communication.

4. Newsletters

With the following information, we will inform you of the contents of our newsletter and the procedure for the registration and dissemination of newsletters, and the evaluation of statistics thereof, as well as your right to object to the procedure. By subscribing to our newsletter, you agree to the receipt of the newsletter and the procedures described.
We send out newsletters, emails, and other electronic notifications with promotional information (hereinafter “Newsletter”) subject to the recipient’s consent or legal permission.
The newsletters can be sent by Checkrewards or Postmark.
Postmark is a Email Service Providers of the AC PM LLC.

The email addresses of our newsletter recipients and further data described in the context of this information are stored on Checkrewards and Postmark’s respective servers. Postmark uses this information to send out and evaluate the newsletters on our behalf. In addition, Postmark can use this data to optimize or improve its services, e.g., for the technical optimization of the dissemination and the presentation of the newsletter or for economic purposes to determine from which countries the recipients come. However, Postmark does not use the data of our newsletter recipients to contact them independently or transfer data to third parties except in cases prescribed by Postmark Privacy Policy (https://postmarkapp.com/privacy-policy/).

To register for the newsletter, we only need your email address. Any other voluntarily provided information about you is only used to personalize the newsletter. You can change the personal data you share with us at any time.

There are cases when we direct newsletter recipients to Postmark’s websites. For instance, our newsletters contain a link with which newsletter recipients can access newsletters online (for example, in case of problems displaying the newsletter in the email program).

You may terminate the receipt of our newsletter at any time, which means you revoke your consent to receive it. By doing so, your consent to the dissemination of the newsletter via Postmark and statistical analysis thereof expires at the same time. Unfortunately, it is not possible to cancel the dissemination of the newsletter via Postmark or the statistical evaluation thereof through other means. You may withdraw your consent to receive our newsletter at any time by changing the notification settings in your account. In addition, you can find a link to unsubscribe from our newsletter at the bottom of each newsletter.

5. Legal Basis

The processing of your personal data relies on the following legal bases:

• Your consent, if you have given us such consent
• The initiation or execution of a contract with you
• The fulfillment of legal obligations
• The implementation of our legitimate interests.

6. Data protection and transmission to third parties

Checkrewards takes all technical and organizational security measures required to protect your personal data from loss, unauthorized disclosure, or other forms of misuse. Data is stored in a safe environment that is not open to public access. Your personal data may be encrypted before transmission in certain cases (e.g., processing your login data). This means that communication between your device and our servers will include recognized encryption measures if your browser supports doing so.

Our staff has been trained in privacy matters and responsibly handling personal data and information to which they gain access.

Please be aware that should you contact us via email, the confidentiality of the information therein may not be ensured. Third persons may have access to the contents of emails.

For Checkrewards to execute its business processes in a convenient and optimal manner, it may be necessary for certain data to be processed by trusted third parties and reliable partners. These third parties may:

• Send emails
• Manage communications (e.g., newsletters, security notifications, chat, etc.)
• Host websites
• Conduct other related activities

on behalf of Checkrewards.

However, Checkrewards only shares data that is needed to serve the specific purpose for which the third parties are engaged. Checkrewards ensures that these third parties are under similar obligations to maintain privacy and confidentiality as Checkrewards own employees and that they will handle your information in the way and to the extent Checkrewards is permitted to. Checkrewards does not allow any third party to use your information for any purposes for which the information was not collected.

We share information about you as follows:

Service Providers. We may share your information with our agents, vendors, and other service providers (collectively "Service Providers") in connection with their work on our behalf. Service Providers assist us with services such as payment processing, credit checks, data analytics, marketing, and promotional services, promotions, website hosting, and technical support. Service Providers are prohibited from using your information for any purpose other than to provide this assistance, although we may permit them to use aggregate information which does not identify you or de-identified data for other purposes.

Affiliates. We may share your information with our related entities. For example, we may share your information with our affiliates for corporate issues, support, marketing, and technical operations.

Third Parties. We may share your information with third parties for purposes of facilitating your requests.

Shops, Advertisers, Brands, Affiliates Networks.

If you are a user of our mobile application, we may share your data with our partner in order to confirm the purchase and calculate the cashback that is due to you.

Security and Compelled Disclosure. We may share your information to comply with the law or other legal processes, and where required, in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We may also share your information to protect the rights, property, life, health, security, and safety of us, the Site, or any third party. We may also disclose personally identifiable information to a third party if the disclosure is required to comply with a subpoena, court order, and/or another legal instrument, legal proceeding, or relevant law; or if there is an immediate, imminent threat to the safety of any person, us, or the Site. YOU EXPRESSLY WAIVE, RELEASE, AND HOLD US HARMLESS FROM ANY CLAIMS RESULTING FROM ANY SUCH ACTION WE TAKE.

Consent. We may share your information for any other purpose disclosed to you and with your consent.
If Checkrewards is acquired by or merges with a third party, we reserve the right, in either of these circumstances, to transfer or assign the information we have collected from you as part of such a merger, acquisition, sale, or other change of control. In the unlikely event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors’ rights generally, we may not be able to control how your information is treated, transferred, or used.

7. Transfer to Third Countries

Data is transferred to countries where we can ensure the careful handling of personal data by employing contractual agreements or other suitable guarantees, such as certifications or proven compliance with international security standards.

8. Retention Period

We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.

9. User Rights

You have the following rights concerning our processing of your personal data:

· The right to access

· The right to rectification

· The right to erasure

· The right to restrict processing

· The right to data portability

· The right to object (on grounds related to your particular situation) if your personal data is processed based on our legitimate interest


· The right to withdraw your consent at any time in the event of any consent-based processing of your personal data without affecting the lawfulness of processing said data based on consent before your withdrawal

· The right to lodge a complaint with a supervisory authority.

You may exercise your legal rights by contacting us via email at [email protected]

If you are registered as a publisher or an advertiser on our website, you may access your account and correct or delete some of your data by yourself.
While observing applicable privacy legislation, we will erase your data without any action required by you if retention of your data is no longer necessary for the purpose pursued or retention is no longer allowed for any legal reason. We may restrict processing instead of erasing your data where it is legally not allowed to erase (e.g., legal obligations to maintain your personal data).

9. Amendments

We may modify this Privacy Policy and our data security provisions at any time, particularly if new laws and/or regulations need to be adopted or if we regard amendments as reasonable.

10. Questions/Contacts

For all questions and requests related to the security of your personal data:
[email protected]